When someone is ready to seek help for substance use, the last thing they should be worried about is how to afford treatment. Unfortunately, the cost of drug and alcohol rehab can feel overwhelming for individuals and families, especially without clear information about options. Misconceptions around affordability often prevent people from seeking out the care they need.
The good news is that there are more ways than ever to access addiction treatment, whether you have insurance or not. This guide breaks down the average costs, the role of insurance, and alternative payment options for treatment, so that nothing stands in the way of recovery.
How Much Does Rehab Cost?
The cost of addiction treatment varies widely depending on the level of care, length of stay, services provided, and whether the facility is publicly funded or privately operated. Below is an overview of common types of treatment and their average cost.
Medical Detox and Medications
Medical detox is often the first step in recovery and may be required before entering a residential or outpatient program. Detox can cost between $250 and $1,000 per day, depending on medical needs. Medication-assisted treatment (MAT) using FDA-approved drugs like buprenorphine or naltrexone adds additional monthly costs, usually around $300 to $500.
Impatient Rehab (30-day)
Impatient rehab is a residential treatment program where individuals live at the facility full-time. This setting is ideal for people who need intensive care and structure. A 30-day inpatient rehab program can range from $6,000 to $20,000, depending on the facility’s location, amenities, and services offered. High-end or luxury treatment centers may exceed that range.
Outpatient Rehab
Outpatient programs are more flexible and affordable. They allow individuals to live at home while attending scheduled therapy sessions and support groups. Outpatient care typically ranges from $1,000 to $10,0000 for a three-month program, depending on session frequency and level of care required.
Factors That Influence the Cost:
- Length of stay (30-day, 60-day, or longer)
- Type of facility (state-funded vs. private rehab centers)
- Services included (medical detox, dual diagnosis care, mental health therapy, medication)
Will Insurance Cover Rehab?
Yes, many insurance plans do cover drug and alcohol addiction treatment. Under the Affordable Care Act, substance use disorder services are considered essential health benefits. This means that both private insurance plans and public programs like Medicaid are required to offer some form of coverage.
Types of Insurance that may cover treatment include:
- Private insurance: PPO or HMO plans typically cover inpatient and outpatient rehab, detox, therapy, and medications.
- Medicaid and Medicare: These state-funded programs can cover a wide range of services at approved facilities.
- Marketplace insurance plans: Policies purchased through the healthcare exchange include substance use treatment coverage.
Coverage varies depending on your provider and policy. Before starting treatment, it’s important to verify your benefits with the treatment center. Axiom Care offers free insurance verification to help you understand what’s covered and what out-of-pocket costs to expect.
Paying for Rehab Without Insurance
If you’re uninsured or underinsured, you still have options. Many treatment centers, including Axiom Care, offer alternative ways to make rehab accessible.
Sliding Scale Fees
Some facilities base the cost of treatment on your income level. These sliding scale programs ensure that lower-income individuals can still receive care.
Payment Plans and Financing
Many treatment centers offer monthly payment plans to help break down the cost of care. Third-party financing companies also provide loans or healthcare credit lines specifically for addiction treatment.
State-Funded or Free Rehab Programs
State and federally funded rehab programs are available for people who cannot afford private care. These facilities may have waitlists but offer essential services at little to no cost.
Grants and Scholarships
Some non-profit organizations or treatment centers offer grants or scholarships for individuals in need. It’s worth asking about these resources during the admissions process.
Long-Term Investment: Why Treatment Is Worth the Cost
The cost of not treating addiction is far greater than the cost of rehab. Substance use disorders impact every part of life, including physical health, relationships, employment, and legal standing.
According to the National Institute on Drug Abuse, every $1 invested in treatment saves $4 to $7 in drug-related crime, health care, and lost productivity. People who receive addiction treatment are more likely to maintain employment, restore family connections, and experience better mental health outcomes.
Recovery is not just about getting sober. It is about rebuilding a healthier, more stable life. The investment is well worth it.
How Axiom Care Helps Patients Access Affordable Treatment
At Axiom Care, we believe cost should never be a barrier to healing. That is why we offer:
- Financial counseling to help you explore payment options
- Free insurance verification for private and AHCCCS plans
- Access to state-funded treatment for qualifying individuals
- Flexible treatment options, including residential treatment and medical detox
We are also proud to accept AHCCCS to ensure that quality care is accessible to more Arizonians.
You Deserve Help, No Matter Your Financial Situation
Paying for drug and alcohol rehab may seem complicated, but help is available whether you have insurance or not. From private coverage to payment plans and state-funded programs, there are more options than ever to begin your recovery journey.
If you or someone you love is ready to take the next step, contact Axiom Care today. We are here to support you with compassion, clarity, and care.